Terms Of Use

To ensure a clear understanding of crucial provisions related to limitation of liability, waivers, indemnities, arbitration, consent to electronic disclosures, and other significant terms, please review the following Terms of use and terms of Service.

Terms of Service Agreement – CouponKnight

Kindly read this Terms of Service agreement (the “Agreement”) attentively. Your utilization of the Site implies your acceptance to be bound by this Agreement. This Agreement establishes the terms between you (“you”) and (“the Company,” “we,” “us”) pertaining to your use of the website owned and controlled by us, from which you access this Agreement (including any successor site(s), and all Site Services Content, collectively referred to as “Site”).

By visiting, using, and/or submitting information to Couponknight, you explicitly agree to abide by the terms and conditions outlined in this Agreement of Terms of Use (the “Agreement”).

This Agreement includes a commitment to arbitrate all claims and disclaimers of warranties and liability.

Compliance with This Agreement

You confirm that you possess the capability to be legally bound by this Agreement. If you are representing a company or another entity, you assert that you have the authority to legally bind such a company or entity. To assess your adherence to these terms of use and terms of service agreement, Couponknight may monitor your access and use of www.Couponknight.com, following the guidelines outlined in Couponknight’s Privacy.

Information Submitted Through Site – CouponKnight

The information you submit through the Site is subject to the Privacy Policy of the Site (the “Privacy Policy”), which is incorporated into this Agreement. You affirm and guarantee that any information you furnish in connection with your Site usage is, and will continue to be, truthful, precise, and comprehensive. It is your responsibility to regularly update and maintain this information. Should any information you provide be found to be false, inaccurate, outdated, or incomplete, we reserve the right to terminate your use of the Site.

Access and Use of the Website

To use the website, you must be at least 18 years old. By accepting these Terms, Couponknight provides you with a limited, conditional right to use the website. This includes the right to view, bookmark, download, and print for non-commercial, personal use and information, limited to specific website pages that interest you, subject to these Terms of Use, terms of Service, or any guidelines posted on the website.

To access the website, you need to create a password or username and set up one or more account security questions or other login credentials (collectively, the “Access Credentials”).

You are responsible for all transactions and transmissions occurring through the use of your Access Credentials and for maintaining and updating them promptly.

Couponknight is not liable for damages related to the accuracy or disclosure of your Access Credentials.

Keep your Access Credentials confidential, not sharing them with others or allowing someone else to use them.

If you suspect unauthorized access to the website using your Access Credentials, contact Couponknight Customer Care immediately.

Your right to access and use the website is personal and non-transferable. Use the website only for lawful purposes and according to these Terms of Use and Terms of Service.

You may not use the website to broker financial products or services for a third party. Use the website only for seeking financial products and services for personal, family, household use, or your organization’s use.

Your access to the website may be interrupted periodically, such as during equipment malfunctions, updates, maintenance, repairs, or other actions decided by Couponknight.

Couponknight reserves the right to suspend or discontinue the website or any part/feature at any time without notice.

Any act or omission violating these Terms of use, terms of Service, hindering website access, use, or enjoyment, or using the website to defame, abuse, harass, offend, or threaten anyone may result in losing your access to the website, at Couponknight’s sole discretion.

Couponknight may also disclose the identity of individuals violating these Terms to law enforcement authorities or as directed by a court order.

Accuracy of Information

The content, along with all services and products associated with Couponknight, are provided to you on an “as-is” and “as-available” basis. Couponknight does not make any representations or warranties, express or implied, regarding the operation of Couponknight or the information, content, materials, or products associated with Couponknight.

You expressly agree that your use of Couponknight and all products and services associated with Couponknight is at your sole risk.

Couponknight does not make any representations, warranties, or guarantees, express or implied, concerning the accuracy, correctness, or completeness of the content or the services and products associated with Couponknight.

This includes the safety, reliability, title, timeliness, completeness, merchantability, conformity, or fitness for a particular purpose of the content or the services and products associated with Couponknight.

It is your sole responsibility to independently evaluate the accuracy, correctness, or completeness of the content and the services and products associated with Couponknight.

Couponknight makes no representation, warranty, or guarantee that the content available for download from Couponknight is free of any viruses, worms, Trojan horses, trap doors, back doors along with easter eggs, time bombs, cancelbots, or other code that contain contaminating or destructive properties.

These are intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information.

The content is intended solely to assist you with financial decisions and is broad in scope, not considering your personal financial situation.

Your personal financial situation is unique, and the information and advice provided may not be appropriate for your situation.

As per these terms of use and terms of Service, before making any final decisions or implementing any financial strategy, Couponknight recommends that you obtain additional information and advice from your accountant and other financial advisors who are fully aware of your individual circumstances.

You agree that any information you provide to Couponknight or any participating financial institution, including credit and financial information and other personally identifiable information, will be true, accurate, current, and complete.

Do not provide false, inaccurate, misleading, or fraudulent information, impersonate any person or entity, misrepresent any affiliation with another person, entity, or association, use false email or other headers, or otherwise conceal your identity from Couponknight or any participating financial institution for any purpose.

You agree to provide and update information reasonably requested by Couponknight or any participating financial institution related to the use of the website or the fulfillment of any financial products and services you obtain through the website.

Please review the terms of use, terms of Service, and Couponknight’s privacy policy for more information regarding Couponknight’s policies and procedures for disclosing and using your customer information.

Subject to the Privacy Policy, Couponknight retains a worldwide license to use and store your customer information in any media, currently known or unknown.

Site Services and Content (CouponKnight)

The Site grants you access to specific services known as the “Site Services,” including referrals to products, services, and suppliers that might interest you. It also provides access to content supplied by us or third parties, such as news and information related to these products, services, and suppliers in various industries, referred to as the “Site Content.”

Alongside the other terms of use, terms of Service, and conditions outlined in this Agreement, please pay close attention to the following points concerning our services and content:

CouponKnight Website Content 

The Site may contain Site Content provided solely for your convenience. This Site Content is not intended to substitute professional advice, should not be seen as the provision of recommendations, and should not be relied upon for decisions or actions, determining eligibility or appropriateness of benefits or services, or making financial decisions.

We do not guarantee the accuracy or reliability of any Site Content. The Site Content is not exhaustive and should not be considered complete or up-to-date. It is your responsibility to assess the accuracy or usefulness of any Site Content on the Site.

The relationship between you and us is not a professional relationship. Always seek advice from a qualified professional, and do not disregard professional advice seeking it due to information read on the Site.

We neither recommend nor endorse specific products, opinions, or other Site Content available or mentioned on the Site. Site Content may come from our employees or third parties.

These terms of use and terms of Service suggest you be aware of third parties. This may provide inaccurate, misleading, or deceptive messages, materials, or statements.

The Company Entities, including us, our affiliates, their employees, our representatives, licensors, suppliers, employees, officers, directors, agents, and service providers, do not endorse or accept responsibility for any Site Content, opinions, advice, information, statements, or your use of Site Content.

Under no circumstances will the Company Entities be liable for any loss or damage caused by your reliance on Site Content or the results obtained from using such Site Content.

Opinions expressed by the Company Entities reflect the views of the individuals submitting them and may not represent our opinions.

Your use of this Site and reliance on any Site Content is at your own risk.

Services

CouponKnight may provide Site users with the opportunity to submit requests for information on a wide variety of products and services offered by certain service providers (each such service provider is a “Service Provider”; each such request is a “Request”).

 We cannot and do not guarantee that these Service Providers will provide information for every request received or that the Service Providers who do respond to your request can, in fact, meet all of your requirements.

We may reject any Request and/or elect not to forward a Request to participating Service Providers for any reason or no reason.

In submitting a Request to us, you agree to allow us to refer all of the information that you provide in connection with your request to third parties, including any Service Providers.

If any Service Provider(s) wish to provide information to you in connection with your request, you will be contacted regarding the offerings and related pricing.

As per this terms of use and terms of Service, we request that the Service Providers make contact with you via the preferred medium that you have listed (e.g., phone or email); however, this does not preclude such Service Providers from contacting you by any other means that they deem appropriate.

In working with Service Providers, we seek to work with companies that are reputable and professional; however, we strongly recommend that you perform your own due diligence on each potential Service Provider prior to selecting and/or entering into any type of Agreement or other arrangement with any particular Service Provider.

In addition, once we refer your request to the Service Providers in the Service Provider network, we have no further involvement in any transactions that occur between you and the Service Provider(s).

We are not responsible or liable for any Service Provider’s acts or omissions (including, without limitation, with respect to any quote or Service that any such Service Provider may provide), for such Service Providers contacting or failing to contact you, for such Service Provider’s performance or failure to perform and Services, or for any agreement or transaction between you and any Service Provider.

Rules of Conduct – CouponKnight

While using and accessing the Site, you are required to comply with all applicable terms of use in laws, rules, and regulations. Moreover, users are expected to show respect for the rights and dignity of others. Your access to the Site is contingent upon adherence to the conduct rules outlined in this section; failure to comply with these rules may lead to the termination of your Site access. You agree not to:

• Post, transmit, or make available through the Site any content that is (a) threatening, harassing, degrading, hateful, or intimidating; (b) defamatory; (c) fraudulent or tortious; (d) obscene, indecent, pornographic, or otherwise objectionable; or (e) protected by copyright, trademark, trade secret, right of publicity, or other proprietary right without the express prior consent of the owner.
• Share material that could result in criminal or civil liability, promote gambling, encourage criminal offenses, or provide instructional information about illegal activities.
• Transmit any harmful computer code, file, or program, such as a virus, worm, Trojan horse, or spyware, intended to damage or hijack the operation of hardware, software, or equipment.
• Engage in unsolicited or unauthorized advertising, promotional material, “junk mail,” “spam,” “chain letter,” “pyramid scheme,” or any other form of solicitation.
• Share material, non-public information about a company without proper authorization.
• Utilize the Site for any fraudulent or unlawful purpose.
• Use the Site to defame, abuse, harass, stalk, threaten, or violate the legal rights of others, including privacy rights and publicity.
• Impersonate any person, falsely state or misrepresent your affiliation with any person or entity, or express or imply that we endorse any statement or posting you make.
• Interfere with or disrupt the operation of the Site or the servers or networks used to make the Site available.
• Restrict any other person from using the Site, including defacing any portion of the Site.
• Use the Site to advertise or offer to sell or buy any goods or services without our express prior written consent.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of, use of, or access to the Site for commercial purposes.
• Modify, adapt, translate, reverse engineer, decompile, or disassemble any portion of the Site, except as expressly permitted by applicable terms of use in law.
• Remove any copyright, trademark, or other proprietary rights notice from the Site or materials originating from the Site.
• Frame or mirror any part of the Site without our express prior written consent.
• Create a database by systematically downloading and storing all or any Site content.
• Use any automated or manual device to retrieve, index, “scrape,” “data mine,” or gather Site content without our express prior written consent, excluding public search engines’ spiders for creating publicly available searchable indices.

Furthermore, you acknowledge and agree that you (and not the Company) are responsible for maintaining all necessary telecommunications, broadband, and computer hardware, equipment, and services needed to use the Site and for paying all related charges.

Registration: User Names and Passwords

To access certain services or areas of the Site, registration may be required. In the case of registration, we reserve the right to refuse or reject any user name (or email address) that personally identifies you, violates intellectual property or other rights, is offensive, or for any other reason at our sole discretion.

Your username and password are for your personal use only and should not be used by any other person.

You are responsible for maintaining the confidentiality of your password used to access the Site, agreeing not to transfer it to any third party, and ensuring that your username or password is not lent or otherwise transferred to others.

You are fully responsible for all interactions on the Site connected with your password or user name.

If unauthorized use or any security breach related to your account or the Site occurs, please notify us immediately.

Additionally, make sure to “log off”/exit your account (if applicable) at the end of every session. We are not liable for any damage resulting from your failure to comply with these obligations.

Submissions

To ensure clarity, you maintain ownership of any information, content, and/or materials submitted through the Site, referred to as a “Submission.” However, to make these Submissions available on the Site, we require specific rights.

Consequently, you grant the Company Entities a worldwide, non-exclusive, transferable, sub-licensable (through multiple tiers), royalty-free, perpetual, irrevocable right and license without compensation to you.

This license allows us to use, reproduce, distribute, adapt, transmit, publicly display, publicly perform, and exploit each Submission in any media now known or developed in the future.

For each Submission, you represent and warrant that you possess all necessary rights to grant the licenses outlined herein.

Furthermore, you affirm that your Submission complies with all applicable terms of use in laws, rules, and regulations.

You agree to irrevocably waive any “moral rights” or other rights related to attribution of authorship or integrity of materials concerning each Submission under any applicable law and legal theory, to the extent permitted by law.

Prohibited Content:

On Couponknight, you must not transmit, submit, or post:

• Information infringing Couponknight’s or any third party’s intellectual property rights.
• Information violating any law, statute, ordinance, or regulation.
• Information that is threatening, harassing, defamatory, obscene, explicit, vulgar, or injurious.
• Information containing viruses, worms, or other harmful code.
• Chain letters, mass mailings, political campaigning, or any form of “spam.”
• False, inaccurate, or misleading information.
• Commercial advertisements or solicitations without written permission.
• Federally Trademarked or Copyrighted information without written permission.
• Although Couponknight does not routinely review transmissions, submissions, or postings, we reserve the right to edit, refuse to post, or remove any content. We may review your submissions to assess your compliance with this Agreement in accordance with Couponknight’s Privacy Policy.

Purchases

We may offer products and services for purchase through the Site, utilizing third-party suppliers and service providers to enable e-commerce functionality. If you intend to buy any product or Service available through the Site (referred to as a “Transaction”), you may need to provide certain information related to your transaction.

This may include, but is not limited to, your credit card number, expiration date, billing details, and shipping information. You confirm that you have the legal right to use any credit card(s) in any transaction.

By submitting this information, you authorize the Company to share such details with third parties to facilitate the completion of Transactions. Information Verification may be necessary before acknowledging or completing any Transaction.

Descriptions, images, references, features, content, specifications, products, and prices of products and services on this Site are subject to change without notice.

The Company reserves the right, with or without notice, to limit the available quantity of any product or discontinue any product or Service, to impose conditions on coupons, coupon codes, promotional codes, or similar promotions, to prohibit any user from making Transaction(s), and/or to decline to provide any user with any product or Service.

You agree to pay all charges incurred through the Site, including shipping and handling charges, at the prices effective when such charges are incurred. Moreover, you are responsible for any applicable taxes related to your Transactions.

Restrictions on the use of Couponknight content and the website

Couponknight and its content providers exclusively own all content, materials, and intellectual property on or related to the website.

This includes but is not limited to, text, graphics, photographs, music, data, images, audio and video clips, software, names, button icons, logos, designs, titles, words or phrases, page headers, service names, trademarks, patents, and copyrights (collectively referred to as “Content”).

Your rights to the content are limited to what is expressly stated in these Terms of Use. Terms of Service. Any use of the content, except as permitted by these Terms, is strictly prohibited.

The content is protected by U.S. and international copyright, trademark, and other laws.

Removal of any copyright or proprietary notices on the website is not allowed. You may not delete or modify any copyright or trademark notices, nor alter or modify the content without express written permission of Couponknight.

Additionally, you agree not to:

• Use the website to transmit, copy, reproduce, republish, upload, post, email, or distribute any material or content that infringes on any copyright, trademark, proprietary, or other right of any party or violates these Terms of Use and Terms of Service.
• Copy (except for non-commercial personal use as set forth above), modify, distribute, create derivative works, or display Couponknight’s name or logo without express written permission.
• Use any device to provide repeated automated access to the website.
• Include Couponknight trademarked materials, Couponknight personnel names, or any variations in meta tags, hidden textual elements, or any other way that may create a false or misleading impression of affiliation, sponsorship, or endorsement between Couponknight and you, another party, or any other website, without Couponknight’s express written permission.
• Collect, harvest, or store personal data about other users of the website or use another’s account on the website.
• Upload, email, or transmit sexually explicit images or statements, unauthorized communications, spam, or any materials containing viruses or harmful computer code.
• Create a link to the website without Couponknight’s prior written permission.
• Post or transmit threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, or profane material or any material that could encourage criminal offenses or violate any applicable law.
• Use any automated means to access the website without Couponknight’s written permission.
• Forge any TCP/IP packet header information in emails or postings.
• Take any action that may impose an unreasonable load on Couponknight’s infrastructure, interfere with the proper working of the website, or attempt to violate the security or authentication measures of the website without proper written authorization from Couponknight.

Electronic Communications

As Couponknight operates solely on the Internet, it is essential for you to provide electronic consent to conduct transactions with Couponknight. By agreeing to these Terms of Use and Terms of Service, you are confirming your willingness to receive all documents, disclosures, communications, notices, contracts, and agreements related to your use of the website (each a “Disclosure”) electronically.

These may be delivered via email to the address you provide or through notices posted on the website. You acknowledge that all electronically provided Disclosures by Couponknight meet any legal requirement for written communications.

The decision to engage in electronic transactions with us is at your discretion.

To engage in electronic transactions and receive Disclosures, you must have a personal computer with internet connectivity (telephone, wireless, or broadband), a Windows or Macintosh operating system, and hardware capable of running the necessary software.

A printer connected to your personal computer is required to print any Disclosures.

An electronic copy and printable version of this contract can be retrieved by clicking on the “Terms & Conditions” link on the website’s home page.

All electronically completed contracts between you and Couponknight will be considered in writing and legally enforceable as a signed document.

You have the option to withdraw your consent for electronic Disclosures by contacting us through Couponknight’s Contact Us. However, Couponknight will terminate your website registration once consent is withdrawn.

It is your responsibility to inform us of any changes in your email address to ensure timely receipt of Disclosures.

If your registered email address changes, you should notify us through Couponknight’s Contact Us form.

Additionally, you agree to update your registered residence address and telephone number on the website if they undergo any changes.

For your records, print a copy of these Terms. You acknowledge that you can access, receive, and retain all electronically sent Disclosures via email or posted on the website.

Updating Terms – CouponKnight

Couponknight maintains the right to modify, remove, or update these Terms or other policies that regulate the usage of the website, at its sole discretion, at any time and for any reason, without prior notice. This includes the right to discontinue the entire website or any part of it.

Any alterations to these Terms of Use and Terms of Service will be published on this page, with the date of the last revision indicated at the top.

Couponknight’s revisions will apply prospectively only and, unless stated otherwise in these Terms, become effective upon posting on the website.

It is your responsibility to review these Terms for updates and modifications. Your ongoing access or use of the website will be considered as acceptance of all changes.

If you do not agree to adhere to these or any future Terms, please refrain from using or accessing the website.

Termination, Removal of Content and Monitoring

These Terms shall remain effective until terminated by either party. If you no longer agree to be bound by these Terms, you must discontinue the use of the website. Couponknight reserves the right to terminate, restrict, or suspend either part or the entirety of your license to access the website or delete any content transmitted through the website at any time without prior notice and without any liability to you.

Couponknight also holds the right to take any action concerning user-submitted information if, in Couponknight’s sole discretion, such information may create liability for Couponknight Parties or affect Couponknight’s business relationships or contracts with third parties.

Furthermore, Couponknight reserves the right to remove any materials that are defamatory, abusive, illegal, harassing, immoral, disruptive, or fail to comply with these Terms of Use and Terms of Service.

While Couponknight is not obligated to monitor the aforementioned activities, you acknowledge that Couponknight has the right to monitor your use of the website and related communications.

You release Couponknight from any liability associated with its monitoring activities.

In the event of access denial, you agree to destroy all materials obtained from the website, excluding your personal customer-account-related materials.

Upon termination, Couponknight may promptly deactivate or delete your account, along with all related information and files, barring further access to the files, your Customer Information, and the website.

Responsibility for Equipment and Related Costs

You are accountable for acquiring and sustaining all telephone, computer hardware, Internet access services, and any other necessary equipment or services to access and use the website.

Additionally, you are responsible for covering all costs and fees related to Internet access or long-distance charges associated with your use of the website.

Third-Party Links

The Site may contain links to other websites and online resources. Given our lack of control over these external sites and resources, you acknowledge and agree that the Company Entities are not responsible for the availability of such external sites or resources.

The Company Entities neither endorse nor assume responsibility or liability for any content, advertising, and products found on or accessible through such sites or resources.

Other websites may link to the Site, with or without our authorization.

You acknowledge and agree that the Company Entities do not endorse such sites and are not and will not be responsible or liable for any links from those sites to the Site, any content, advertising, products, or other materials available on or through such other sites, or any loss or damages incurred in connection therewith.

Couponknight is not obligated to maintain, verify, update, or post any corrections to third-party information for any reason.

References in the website to any third parties with whom Couponknight conducts business and provisions in these Terms of Use and Terms of Service do not create an agency relationship, affiliation, or sponsorship between Couponknight and such third parties or you.

They do not establish the third parties or you as partners or joint-venturers with Couponknight or provide any rights to act on Couponknight’s behalf.

Couponknight does not guarantee the truthfulness, accuracy, completeness, timeliness, authorship, suitability of content, or reliability of communications posted by third parties.

Couponknight also does not endorse any opinions expressed by users or third parties using the website. Therefore, you agree that Couponknight does not guarantee and is not liable to you for any third-party content.

You acknowledge that your use of third-party websites and resources, including any content, information, data, advertising, products, or other materials on or available through such websites and resources, is at your own risk.

It is also subject to the terms and conditions of use applicable to such sites and resources.

We reserve the right, at any time and in our sole discretion, to block links from and to the Site through technological or other means without prior notice.

Disclaimers and Limitations of Liability

By using the website, you acknowledge the presence of risks, including, but not limited to, the potential harm from individuals acting deceptively.

You take on all risks associated with interacting with other users on the website and third parties utilizing the website or your Customer Information for unauthorized or illegal purposes.

Subject to applicable terms of use in law, you acknowledge that all information, services, software, and content provided through the website, as well as the website itself, are intended for general informational purposes only.

These are provided to you on an “as is” and “as available” basis without any implied or expressed warranty, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, suitability, security, correctness, and non-infringement.

The Couponknight parties do not make any representation or warranty regarding the continuous availability, reliability, accuracy, results, or performance of the website or any material on it.

Additionally, the Couponknight parties disclaim liability for the performance of the Internet, downloading compatibility of materials or software with your computer system, the existence of any virus or other disabling device, unauthorized access to or use of your information by a party other than Couponknight, technical failures (including hardware or software failures), incomplete, scrambled, or delayed computer transmissions, technical inaccuracies, or loss or use of data.

No one is authorized to make any representation or warranty on behalf of Couponknight, and you cannot rely on any other statement of warranty.

You are responsible for the accuracy, completeness, appropriateness, and legality of any information you provide to Couponknight.

You agree that the Couponknight Parties are not liable for consequential, special, indirect, exemplary, or punitive damages.

In no event shall the total liability of the Couponknight Parties to you for damages, losses, fees, and expenses (including attorneys’ fees), whether in contract, tort, trespass, or otherwise, exceed $100.

Some states may not allow certain waivers and limitations, and in those cases, they may not apply to you. You commit to promptly notifying Couponknight in writing if you believe you have any claim against the Couponknight Parties.

In any event, you agree that any claim not brought within one year of your discovery shall be deemed waived and released.

Indemnification

At the request of Couponknight, you agree to defend, indemnify, and hold harmless the Couponknight Parties from all claims, including attorneys’ fees.

This indemnification is applicable to situations such as:

1. your breach or violation of these Terms
2. your failure to provide accurate, complete, and current information requested by Couponknight or any participating financial institution

• your infringement upon any person’s or entity’s legal rights
• your violation of any applicable law, rule, or regulation
• your negligence, recklessness, or misconduct
• access or use of the website under your Access Credentials

Dispute Resolution

If a dispute arises between you and any of the Couponknight Parties, our aim is to collaborate in good faith to promptly and amicably resolve the dispute. Either Couponknight or you may, at the sole election of such party, require that the sole and exclusive forum and remedy for any and all past, present, or future disputes and claims related to or arising from this Agreement, your access to and use of the website, and any financial products or services you may request or receive (each, a “dispute”), including claims by or against

(i) you and any person claiming through you and

(ii) a Couponknight Party or any person claiming through such persons, be final and binding arbitration.

However, if you have infringed upon, violated, or threatened to infringe upon or violate our patent, copyright, trademark, or trade secret rights, we may seek injunctive or other appropriate relief.

Arbitration under this Agreement shall be conducted by the American Arbitration Association (the “AAA”) under its Commercial Arbitration Rules and, for consumer disputes, the AAA’s Supplementary Procedures for Consumer-Related Disputes (the “AAA Consumer Rules”) (collectively the “AAA Rules”).

The arbitration’s location and the allocation of costs and fees shall be determined in accordance with the AAA Rules and subject to the limitations provided in the AAA Consumer Rules for consumer disputes.

In the event that costs are deemed excessive in a consumer dispute, we will be responsible for covering all arbitration fees and arbitrator compensation exceeding what is considered reasonable.

The award of the arbitrator may enter as a judgment in any court of competent jurisdiction.

To the maximum extent permitted by applicable law, no arbitration or claim under this Agreement shall be joined to any other arbitration or claim, including those involving any current or former member of Couponknight or any former or current participating financial institution, and no class arbitration proceedings shall be permitted.

This arbitration agreement is made pursuant to a transaction involving interstate commerce and shall be governed by and enforceable under the Federal Arbitration Act (the “FAA”). The arbitrator will apply substantive law consistent with the FAA and applicable statutes of limitations. The arbitrator may award damages or other types of relief permitted by applicable substantive law, subject to the limitations set forth in the paragraph above prohibiting the consolidation of claims.

The AAA Rules, which you may obtain from that organization, shall govern the arbitration unless they conflict with this arbitration agreement, in which case this arbitration agreement will be controlled. The arbitrator will not be bound by judicial rules of procedure and evidence that would apply in a court nor to state or local laws that relate to arbitration proceedings.

This arbitration agreement shall survive.

(i) suspension, termination, revocation, closure, or changes of this Agreement and your relationship with Couponknight;

(ii) the bankruptcy or insolvency of any party or other person; and

(iii) any transfer of any loan or promissory note(s) which you hold or owe, or any amounts owed on such loans or notes, to any other person or entity.

If any portion of this arbitration agreement is deemed invalid or unenforceable, the remaining portions shall nevertheless remain valid and in force, except that no such invalidation shall authorize an arbitrator to determine claims or make awards beyond the scope of authority as limited in this arbitration agreement.

Limitations on Couponknight’s Liability

Couponknight shall not be responsible or liable to you or any third party, whether in contract, warranty, tort (including negligence), or any other legal theory, and for any damages, including, but not limited to special, incidental, indirect, or consequential damages. This includes damages such as loss of profit, revenue, or business arising directly or indirectly from:

(i) Your breach or violation of the terms of use, terms of service, and conditions of this Agreement;

(ii) Your access and use of Couponknight;

(iii) Your delay in accessing or inability to access or use Couponknight for any reason;

(iv) Your downloading of any Content or the Collective Work for your use;

(v) Your reliance upon or use of the Content or the Collective Work or

(vi) Any information, software, products, or services obtained through Couponknight or otherwise arising out of the use of Couponknight.

These damages may result, whether in whole or in part, from breach of contract, tortious behavior, negligence, strict liability, or otherwise, even if Couponknight and/or its suppliers had been advised of the possibility of damages.

Certain state laws may not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you.

Additional Couponknight Remedies

You recognize that Couponknight could suffer irreparable harm if these Terms of Use and Terms of Service are not precisely enforced, and legal damages would be an insufficient remedy. Consequently, should you breach or threaten to breach any provision of these Terms, Couponknight is entitled, alongside other rights and remedies, to an injunction preventing such breach or threatened breach.

This is without the need to demonstrate actual damage or provide a bond and/or a court order for the specific performance of the provisions outlined in these Terms.

Miscellaneous

• Certain sections of the website are subject to additional terms of use. By using these areas or any part thereof, you agree to adhere to the supplementary terms of use applicable to such areas.
• If any part of these Terms is determined to be unlawful by any arbitrator or court of competent jurisdiction. The overall legality, validity, or enforceability of these Terms shall not be affected. Only the specific portion of these Terms of Use and Terms of Service that are deemed unlawful, void, or unenforceable. They will be removed from the Terms.
• No Waiver: Failure by Couponknight to exercise any right, power, or privilege under these Terms does not act as a waiver. Except in the cases as expressly stated herein. Couponknight’s waiver of a breach of any provision shall not be considered a waiver of any other or subsequent breach. It shall not be seen as a modification of the Terms unless agreed to in writing by Couponknight.
• The headings in these Terms are given for reference convenience only. They are not to be considered part of these Terms. They do not limit or impact the meaning or interpretation of these Terms in any way.
• The rights and obligations of the parties under the following sections will survive any termination of these Terms. Restrictions on the use of Couponknight Content and the website.
• Disclaimers and limitations of Liability
• Indemnification
• Dispute resolution
• Additional Couponknight remedies
• Miscellaneous
• Independent Contractors: For these Terms of use and terms of Service, you and Couponknight are independent contractors. Neither party shall be considered an agent or employee of the other. No joint venture, partnership, or similar relationship is established between you and Couponknight through these Terms.

Couponknight is not an agent of either yours or any participating financial institution.

• Entire Agreement: These Terms constitute the complete understanding and Agreement between you and Couponknight regarding the subject matter herein. They supersede all prior or contemporaneous agreements and/or representations concerning the same.

Customer Service of CouponKnight

If you have any questions, concerns, or feedback regarding these Terms or the Website. Please feel free to reach out to us at info@couponknight.com.